From debt management to financial independence, we plan and implement retirement planning for dentists from start to finish.
Whether you’re just a few years away from retiring or still planning for the future, Core Advisors is here to guide you every step of the way.
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At Core Advisors, we’re here to help you create a dental retirement plan that’s perfect for you. Using our Dental Practice Valuation Calculator, we consider your age, comfort level with risk, and current financial situation. Next, we create a tailored strategy outlining the steps, tools, and investments required for successful retirement planning for dentists. But we go further – offering white-glove service by managing the implementation for you, ensuring your retirement plan is fully realised.
At Core Advisors, your retirement plan is built by a team that includes both Certified Financial Planners and dental CPAs working together under one roof. This matters because your retirement strategy cannot be separated from your tax strategy. The decisions you make about IRA contributions, 401k maximization, practice sale timing, and income distribution all have significant tax consequences. Having your financial planner and CPA on the same team means your retirement plan is always tax-smart, fully coordinated, and built around the complete picture of your finances — practice and personal.
Retirement planning for dentists usually starts with plan design. A solo 401(k) only fits a practice with no employees other than the owner and a spouse, so most staffed practices look at a standard 401(k) with profit sharing, and some add a cash balance plan when cash flow supports it. Contribution limits change every year and the IRS publishes the current limits, so we revisit the design each year alongside your owner compensation and your tax plan.
Retirement is also one piece of broader financial planning for dentists. Disability and life insurance, your personal investment portfolio, estate documents and the eventual sale of the practice all feed the same number, which is the income you can count on once you stop producing. We cover that side in our guide to personal financial planning for dentists, and our wealth management for dentists team keeps your investments aligned with this plan. If your retirement leans on selling the practice, the dental practice valuation calculator gives you a starting estimate to plan around.
You can rest easy knowing that our experienced Certified Financial Planners and CPAs will implement a dental retirement strategy that’s tailored just for you.
We build a retirement strategy around your specific goals, timeline, and financial situation. Whether you are ten years from retirement or just starting to plan, we map out exactly what you need to save, invest, and do between now and the day you step away from your practice — with a clear, personalised roadmap that evolves as your life changes.
We do not just give advice and leave you to figure out the rest. At Core Advisors, we handle the full implementation of your retirement plan — from setting up and managing your retirement accounts to coordinating your investment strategy with your tax plan. You make the decisions, and we take care of everything else.
Retirement planning for dentists is about more than saving enough to stop working — it is about reaching the point where work becomes a choice, not a requirement. We help you get there faster by maximising your retirement contributions, minimising taxes on your savings, and building a personal wealth strategy that works alongside your practice, not after it.
They are incredibly smart, thoughtful, and hardworking. Their strategies and approach to dentist retirement planning are truly outstanding. They genuinely care and communicate everything clearly and precisely, making complex concepts accessible. They’re always available to answer questions or clarify any confusion. Beyond their expertise, they’re wonderful people and a joy to meet with. Even for someone like me, who isn’t very knowledgeable about finance and investing, their guidance on dentist retirement, financial planner dentist services, and support from dental CPAs and accountants for dentists makes the process straightforward and far less intimidating. I’m so grateful for their guidance. Thank you!
